When a disaster happens whether that be fire, flood or electrical there are a lot of companies out there that can step in and take over, restoring everything from documents that are important, to carpets and flooring. If you’re a homeowner, you’ll have home insurance which will likely cover restoration of furniture and floors and water damage cover specifically has changed over the years.
It is helpful to review your policy annually, to understand what is covered and what may have changed from previous years. Fire damage is similarly able to be restored with the proper equipment and time.
Normally, these conditions would be covered by an insurance policy: tornadoes, burst water pipes and water heaters, sudden or accidental overflow of a toilet, tub, or sink and even quite disgustingly, sewer backup. Most existing homeowner policies probably don’t cover the following conditions: ground flooding, slow, dripping leaks and overflowing streams or rivers. Companies in the south such as servicemastercleandevon.co.uk have a specialist local team on call 24/7 so that if you have any of the above issues they can be there at your service. Effective and rapid action is required for fire and flood damage.
Slow, dripping leaks, such as those from an incorrectly installed toilet, sink, shower or bathtub are usually not covered by homeowners insurance and if you do have a leak in the bathroom you’re not just risking damaged floors, you’re risking the ceiling coming through to the bottom floor of the house and whenever something is considered maintenance-related, chances are the insurance expects that you properly maintain your dwelling. Regular checks on your appliances, pipes and bathroom equipment can ensure that you don’t have to worry about disaster restoration.
Even when a fire is put out, the damage can last because much of the materials found in carpets and furniture is synthetic and finding a restoration company like servicemastercleandevon.co.uk is the best thing you can do to restore the damaged furniture and carpets as soon as possible.
Flood damage from an overflowing river or nearby body of water will mean large dehumidifier equipment drying out your home or business. Home insurance policies have changed greatly over the years, especially if the property is located on or near a river or canal. An additional flood insurance policy is usually required, because a normal homeowner policy will not cover damages resulting from a flood of this type.
If you have sudden water damage, calling in a professional restoration expert can make all the difference to your home. They can assist with coordinating restoring all the damaged goods and floors and can assist you with your insurance claims. They then will check for indoor mould and mildew damage and if it’s present drying won’t be enough. Anything mouldy needs to be removed for decontamination and there are companies trained in how to deal with mould damage to removal. The costs of mould and water damage increase greatly if not dealt with effectively and quickly.